Are we too greedy to avoid debt?

Is it too easy to get into debt?

Once we get used to used a plastic card, spending gets easier and easier and the ceiling of our purchases is raised more and more until anything is possible. And it doesn't stop until we get into trouble with huge debts.

Has the days of gone of saving money first before we spend?

What ideas or solutions would you have to not get into debt?

GD wrote:What ideas or solutions would you have to not get into debt?

Simple, dont spend what you have not got, and dont worry what other material things other people have. Ive never had a loan apart from my mortgage, if i want something i save, and always pay my card off each month.

I don't have a credit card as I don't need one!

Try going to the USA without one.......cash is definitely not the 'in' way to settle bills etc......

I'm not one of the sheep....and I also have no debt!

Same here - but by paying off my credit card every month I've collected a couple of very nice holidays, with another one imminent - so I guess as I enjoy travelling - it works for me (and a sheep wouldn't be let into the USA it would gave to sit in quarantine for months - or until someone decided they were hungry and in the USA that would not take too long )